Fined in Italy for driving without insurance?
One of the most expensive fines: check your cover on the date of the fine.
- Answer by email within 24 hours
- Checked against the official text of the Italian Highway Code
- If there are grounds, the appeal ready to sign
Three steps, from home
Send a photo of the fine
Every page and, if you have it, the envelope or notice card: it shows the date.
We check the fine
Amounts, deadlines, details and device, against the law in force.
Get your answer
Within 24 hours by email: if there are grounds, the appeal ready to sign and send by PEC or registered mail.
The point, in short
What the law says
| Offence | Amount | Points | Law |
|---|---|---|---|
| Driving without insurance | €866 – €3,464 | 5 points | art. 193, c. 2 |
| Notification | If you were not stopped on the spot, the fine must be served within 90 days of the offence (360 days if you live outside Italy). | art. 201 | |
| Discount | If you pay within 5 days of notification, the amount is reduced by 30% (except where the law excludes it). | art. 202 | |
| Appeal to the Prefetto | Within 60 days of notification, if you have not paid. | art. 203 | |
| Appeal to the Giudice di Pace | Instead of the Prefetto, within 30 days of notification, 60 if you live outside Italy (art. 7, legislative decree 150/2011). | art. 204-bis | |
If it happens at least twice in two years, the last offence also brings a licence suspension of one to two months. (art. 193, c. 2-bis)
Points under the table of art. 126-bis (they apply to Italian licences). Amounts as in the text in force; they can be updated by law.
What to check on the fine
Cover on that date
Check whether the policy was valid on the date and time of the fine.
Databases
Sometimes a policy is missing from databases because of insurer delays: keep the certificate and payment receipt.
Vehicle details
Plate and vehicle data must match.
- you had valid insurance;
- you had just renewed;
- the fine came by post.
Upload your fine
Photos or PDF of the fine. Answer by email within 24 hours. You pay only after uploading the fine.
Frequently asked questions
How much is the fine?
€866 to €3,464 (art. 193, paragraph 2).
Other fines
RicorsoVelox is not a law firm and this page is not legal advice. An appeal can be accepted or rejected. Sources: Italian Highway Code in force (Normattiva), legislative decree 150/2011.